We believe financial freedom shouldn't be reserved for Wall Street experts. It should be accessible to anyone willing to take the next right step.
You want to feel in control of your money, but often end up stressed and afraid to look at your credit card bills — unsure of where to even begin.
We’ve broken down the complex world of finance into 3 clear phases and 10 actionable steps. You never have to guess what to do next.

Stop the bleeding and build your foundation.
1. Know Your Numbers: We clarify your reality immediately. No more hiding.
2. Trim the Fat: We help you cut 10-30% of wasted spending (subscriptions, dining out) instantly.
3. Pay Yourself First: Flip the script. Automate your savings before you pay your bills.
Eliminate the threats to your wealth.
4. Conquer Debt: Attack high-interest balances with a strategy that saves you thousands in interest.
5. Build Your Fortress: Construct an emergency fund (3–12 months of expenses) so life never knocks you down again.
6. Level Up Income: Shift focus from "saving pennies" to "earning dollars" through side hustles and upskilling.
Make your money work for you.
7. Define Savings Goals: Turn dreams into funded realities.
8. Master Credit: Turn credit cards from traps into tools.
9. Review & Adjust: Celebrate wins and optimize your strategy.
10. Stretch Goals: Plan for the legacy you want to leave behind.
1. Access to the Wealth Lab App suite

Including our Premium App
WealthGrid.
Wealth Grid is your all-in-one command center for building a dividend-powered future. It brings all your investments together—brokerage accounts, retirement funds, and other assets—into one clean, organized dashboard.
Effortlessly track your dividend portfolio, forecast future earnings, and manage every account from a single, intuitive platform.
It's your trading jounal for all your options trades and day trading.
With Wealth Grid, you finally get the clarity and control, all in one platform.
2. Full Access to all Wealth Academy courses

Included are our signature programs.
Path to Financial Freedom:
Build the core habits of financial success and take confident control of your daily money decisions.
The Millionaire Method:
Step by step guides to create three income streams from your investments: dividends, long-term growth, and covered calls. It’s the wealth-building power of property ownership, reimagined for the stock market.
Affirmations That Actually Work: Go beyond mere wishful thinking and unlock the true power of affirmations to prime your brain, align your actions, and create the life you’ve always wanted.
3. Access to the Wealth Circle Community

In the Wealth Circle, we steer clear of shortcuts and "get-rich-quick" hype. Our focus is on the long-term principles of financial engineering.
Total value: $3897
Now Just $997

"Being a woman of color in the financial world often feels like being an outsider. Mindshift Theory was the first place that felt like it was built for me."- Jordan K.


Loved everything so far
"I spent 34 years telling everyone I was 'allergic to math.' I let my finances stay in a chaotic pile because I was intimidated. Mindshift Theory helped me realize that my problem wasn't math—it was a lack of tools. Within three months of starting the program, I wasn't just using the spreadsheets; I was enjoying them. I’ve increased my net worth by $15k just by paying attention." — Maya R


Late-Starter Turnaround
"At 58, I felt like the ship had sailed. I was embarrassed that I didn't have a solid retirement plan. The Wealth Lab community met me with zero judgment. They showed me that the less time you have, the more important your strategy becomes. I now have a clear, automated path to retirement and, for the first time in my life, I can actually sleep through the night." — Elena G


Highly recommend speaking to Michele
"I’ll be honest: I put this program on my credit card because I was desperate. It was the last thing I ever charged. By month four, I had used the 'consistent income' strategies to pay off that card and two others. This isn't just a course; it’s a total identity reconstruction. I went from 'in debt' to 'in control'." — Sarah J

Breakthrough Your Financial Narrative
Absolutely. The "difficulty" you’re feeling isn’t a lack of ability; it’s the friction of unlearning a lifetime of old programming. For too long, women and people of color have been kept on the sidelines, denied a seat at the table, and held back by a lack of the right financial tools.
If this can feel hard, but only because it’s new territory. We’ve guided hundreds of people through this exact psychological shift. With our signature curriculum and a community of peers, we don't just give you a budget—we give you a new identity. You aren’t doing this alone.
Being a "numbers person" is a myth. Wealth is 80% psychology and 20% mechanics.
True financial health is rooted in personal development, mindset alignment, and intentional habit-building. We’ve designed the technical side—the checklists, spreadsheets, and calculators—to do the heavy lifting for you. You bring the vision; we’ll provide the tools to automate the math so you can focus on the transformation.
Not at all. In fact, being a beginner is an advantage—you have fewer bad habits to unlearn. Our curriculum is a ground-up reconstruction of your financial life, at your pace. Whether you’ve never seen a spreadsheet or don’t know a Roth IRA from a standard savings account, we lay out every step with radical clarity. You belong here.
The Commitment to Transformation
Consistent focus on building wealth is important for two vital reasons:
Sustainable Rewiring: You aren’t just opening an investment account; you’re healing your money identity. Real, lasting change requires a full cycle of the sun to become permanent.
The Marathon Mindset: You wouldn’t expect to run a marathon after one jog. Financial self-care is a practice, not a one-time event.
Note: While the curriculum is self-paced and can be completed quickly, the support and habit-integration are designed to carry you through an entire year of evolution.
The greatest risk is stagnation. Investing feels "risky" when it’s done blindly or through the lens of scarcity. Inside the Path to FInancial Freedom, we replace "gambling" with "strategy." You will learn how to build wealth safely, reducing risk while creating a legacy of stability for your family’s future.
Shift the perspective: This isn’t an "expense"; it’s an investment in your future self. The cost of this program is less than a single session with a traditional financial advisor, yet it provides the blueprint for a seven-figure net worth. Our members frequently "find" hundreds of dollars in their existing budget within the first month.
We are advocates for debt-free living, but we also understand the power of leverage. If charging this program is the final thing you ever put on a card—the lever you use to lift yourself out of the cycle of debt—then we say yes.
We’ve seen members with $10,000+ in debt use this program to pay off it off in a matter of months. When an investment has a proven, instant return on your mindset and your bank account, the math speaks for itself.
Navigating Your New Reality
Autonomy is a requirement for empowerment. If you don't understand the "language of money," you can’t truly know if your family is secure. Whether your partner is a genius or a novice, you deserve a seat at the table. Turn money talks from a source of friction into a source of teamwork.
The internal shift happens the moment you commit. The external results follow shortly after. While we provide a year of support, many members hit massive milestones—like paying off thousands in debt—within the first 90 days. Your speed is determined by your willingness to take action.
For the initial 3 months, we recommend a minimum of one to three hours per week.
1 Hour: To learn the curriculum.
1 Hour: To implement (your "Wealth Hour").
1 Hour: To engage with our experts in Office Hours.
You are worth three hours a week.
Soon you'll be doing all the above in an hour or two.
The shorter your runway, the more urgent your flight. We have members in their 50s, 60s, and 70s who are finally reclaiming their peace of mind. It is never too late to stop worrying and start planning. Don’t spend another year in the "grind" when you could be building a workable plan for peace.
Here is a radical truth: If you do nothing, nothing changes. No one is coming to save you; you are your own hero. However, we have distilled the wealth-building process into a step-by-step system that has worked for thousands. The process works if you do.
Variable Income: 60% of our community are entrepreneurs or freelancers. We teach you how to create consistency out of chaos and master business finances.
Divorce: We recognize that divorce is a financial "earthquake," especially for women. We provide the resources and community support to help you protect your assets and rebuild a foundation that is stronger than the one before.
Yes. Every app and tool needed for your transformation is fully integrated into the program. You also get access to the Wealth Circle - a private community only accessible on our paid plans.
1 year access to our suite of Web Applications (FinCalulators, Wealth Mindset, WealthCompass, PACE, and WealthGrid
Limited Time Offer: Access to the full MindShift Theory Wealth Acadamy Knowledge Vault, containing all our programs. Get 1 year access to all courses including our flagship programs "The Millionaire Method" and "Investments for Weekly Income".
Community access: Where the real transformation happens, our community is a supportive space filled with like-minded people who are committed to building confidence, clarity, and lasting wealth—together. Come for support, stay for connection.
Drop-in office hours - find daily events for all your questions and navigate your wealth journey with support and guidance. Drop in for a Q&A when you can.
Monthly expert-led - workshops on topics like managing business finances, real estate investing, or negotiating a raise
24/7 online community to share wins and get unstuck in an encouraging space
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1 year access to our suite of Web Applications (FinCalulators, Wealth Mindset, WealthCompass, PACE, and WealthGrid
Limited Time Offer: Access to the full MindShift Theory Wealth Acadamy Knowledge Vault, containing all our programs. Get 1 year access to all courses including our flagship programs "The Millionaire Method" and "Investments for Weekly Income".
Community access: Where the real transformation happens, our community is a supportive space filled with like-minded people who are committed to building confidence, clarity, and lasting wealth—together. Come for support, stay for connection.
Drop-in office hours - find daily events for all your questions and navigate your wealth journey with support and guidance. Drop in for a Q&A when you can.
Monthly expert-led - workshops on topics like managing business finances, real estate investing, or negotiating a raise
24/7 online community to share wins and get unstuck in an encouraging space
Save $167 when you pay in full
Ready to turn your money stress into money confidence? Your journey toward financial clarity and lasting wealth starts with a single conversation.
Whether you have questions about our programs or are ready to take the first step toward reclaiming your freedom, we are here to support you.
Simply send us a message using the form below—we can’t wait to hear from you and help you start building a future that reflects your true values."
We can’t wait to hear from you!
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